Credit reports

Tri-merge credit reports, credit repair, credit rating projections, business credit reports, mortgage rating reports, and MERS

Of the few major credit bureaus, KeyStone integrates with only the most reputable and reliable providers.

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On top of this, KeyStone also offers ancillary services that are synergistic with credit related data that either confirms or refutes the accuracy of these other products; an example being a few years of tax returns for a taxpayer that have no credit history prior to those tax years.

KeyStone maintains state-of-the-art security to ensure that information transferred from our credit product providers to lenders is fully insulated from destabilising hacks or wanton breaches of security, while also maintaining the appropriate certifications for both information technology (IT) and business operations (OPS).

While the lender must have a direct vendor relationship with the credit report provider, KeyStone facilitates a low cost service to track orders and fulfillments, including provider scorecards, consolidated reporting and invoice reconciliation for the lender.
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Insurance Products

While the borrower and lender owns the direct broker relationship with insurance providers, KeyStone works to operate and with providers that specialize in rapidly researching reputable insurance carriers and their costs for the requested coverage within a given state.

Ultimately, this allows the customer the crucial opportunity to make an informed decision.

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Payment Solutions

There are a set of stakeholders that either are brokers paying for ancillary products themselves, or are borrowers that, in accordance with a lender’s operational rules – must have application or appraisal fees collected, who require fund collection as opposed to monthly invoicing of a bill-to-party.

KeyStone’s payment solutions allow for both, synchronous and asynchronous approaches – all with full reporting and comprehensive dispute management services.

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