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Title

Title order, title close, borrower and seller closing disclosure

Many title providers are integrated with KeyStone solely at the request of the lender, who vets and manages the title provider relationship.

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Title providers frequently pursue lenders to acquire a portion of their lucrative title business, usually without regard to coverage of states, comprehensive services, and metrics on quality and promptness.

When a title provider is approved for integration with KeyStone it is vetted according to the accumulated rules and guidelines of our lenders, and requires a complete line of nationwide Title and Closing services that is customizable and fully transparent, assuring compliance with the most recent industry requirements, including upcoming requirements that will be in effect in the near-term.

As a result, our title vendors guarantee an accelerated contract to close period, reduced costs, sellable loan packages to GSEs and others, and top tier vendor scorecards from providers supporting top ten lenders.

While the lender must have a direct vendor relationship with the title provider, KeyStone facilitates a low cost service to track orders and fulfillments, including provider scorecards, consolidated reporting and invoice reconciliation for the lender.
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Title providers frequently pursue lenders to acquire a portion of their lucrative title business, usually without regard to coverage of states, comprehensive services, and metrics on quality and promptness.

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Appraisals

Similar to our other types of providers, Keystone conducts due diligence on appraisal management companies (AMCs) based upon the accumulated rules and guidelines of our lenders. Keystone purposefully looks out for AMCs that are managed by experienced appraisers, comprising their pool of transaction managers, as well as lender relationship managers, who use historical data to rank and assign work to the most competent appraiser for the geographical area and property type.

To qualify as a certified AMC, KeyStone additionally requires dedicated teams of key management, compliance, and legal professionals that stay abreast of all compliance and regulatory guidelines, tracking the legislation pipeline in each jurisdiction and implementing regulatory or GSE requirements safely ahead of deadlines.

While the lender must have a direct vendor relationship with the AMC, KeyStone facilitates a low cost service to track orders and fulfillments, including provider scorecards, consolidated reporting and invoice reconciliation for the lender.

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4506-T Products

The providers of these products offer an extensive advanced feature set that was designed by KeyStone to improve the lender experience, and which also enhance lender profitability as well as improve compliance and auditability.

While the reseller owns the direct vendor relationship with the 4506-T provider, KeyStone provides an unquestionably superior selection of options and facilitates a low cost service to track orders and fulfillments, including provider scorecards, consolidated reporting and invoice reconciliation for the lender.

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