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Title order, title close, borrower and seller closing disclosure

Many title providers are integrated with KeyStone solely at the request of the lender, who vets and manages the title provider relationship.

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Title providers frequently pursue lenders to acquire a portion of their lucrative title business, usually without regard to coverage of states, comprehensive services, and metrics on quality and promptness.

When a title provider is approved for integration with KeyStone it is vetted according to the accumulated rules and guidelines of our lenders, and requires a complete line of nationwide Title and Closing services that is customizable and fully transparent, assuring compliance with the most recent industry requirements, including upcoming requirements that will be in effect in the near-term.

As a result, our title vendors guarantee an accelerated contract to close period, reduced costs, sellable loan packages to GSEs and others, and top tier vendor scorecards from providers supporting top ten lenders.

While the lender must have a direct vendor relationship with the title provider, KeyStone facilitates a low cost service to track orders and fulfillments, including provider scorecards, consolidated reporting and invoice reconciliation for the lender.
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Title providers frequently pursue lenders to acquire a portion of their lucrative title business, usually without regard to coverage of states, comprehensive services, and metrics on quality and promptness.

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Credit Reports

On top of this, KeyStone also offers ancillary services that are synergistic with credit related data that either confirms or refutes the accuracy of these other products; an example being a few years of tax returns for a taxpayer that have no credit history prior to those tax years.

KeyStone maintains state-of-the-art security to ensure that information transferred from our credit product providers to lenders is fully insulated from destabilising hacks or wanton breaches of security, while also maintaining the appropriate certifications for both information technology (IT) and business operations (OPS).

While the lender must have a direct vendor relationship with the credit report provider, KeyStone facilitates a low cost service to track orders and fulfillments, including provider scorecards, consolidated reporting and invoice reconciliation for the lender.

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Payment Solutions

There are a set of stakeholders that either are brokers paying for ancillary products themselves, or are borrowers that, in accordance with a lender’s operational rules – must have application or appraisal fees collected, who require fund collection as opposed to monthly invoicing of a bill-to-party.

KeyStone’s payment solutions allow for both, synchronous and asynchronous approaches – all with full reporting and comprehensive dispute management services.

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