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Insurance Products

Home Owners’ Insurance (HOI), Mortgage Insurance (MI), Life Products

KeyStone integrates with insurance brokers that provide home owner insurance to borrowers, mortgage insurance to lenders, as well as additional insurance products that meet the needs of customers.

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sales@keystonesb2b.us
+1 732-829-9757
While the borrower and lender owns the direct broker relationship with insurance providers, KeyStone works to operate and with providers that specialize in rapidly researching reputable insurance carriers and their costs for the requested coverage within a given state.

Ultimately, this allows the customer the crucial opportunity to make an informed decision.
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Appraisals

Similar to our other types of providers, Keystone conducts due diligence on appraisal management companies (AMCs) based upon the accumulated rules and guidelines of our lenders. Keystone purposefully looks out for AMCs that are managed by experienced appraisers, comprising their pool of transaction managers, as well as lender relationship managers, who use historical data to rank and assign work to the most competent appraiser for the geographical area and property type.

To qualify as a certified AMC, KeyStone additionally requires dedicated teams of key management, compliance, and legal professionals that stay abreast of all compliance and regulatory guidelines, tracking the legislation pipeline in each jurisdiction and implementing regulatory or GSE requirements safely ahead of deadlines.

While the lender must have a direct vendor relationship with the AMC, KeyStone facilitates a low cost service to track orders and fulfillments, including provider scorecards, consolidated reporting and invoice reconciliation for the lender.

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Credit Reports

On top of this, KeyStone also offers ancillary services that are synergistic with credit related data that either confirms or refutes the accuracy of these other products; an example being a few years of tax returns for a taxpayer that have no credit history prior to those tax years.

KeyStone maintains state-of-the-art security to ensure that information transferred from our credit product providers to lenders is fully insulated from destabilising hacks or wanton breaches of security, while also maintaining the appropriate certifications for both information technology (IT) and business operations (OPS).

While the lender must have a direct vendor relationship with the credit report provider, KeyStone facilitates a low cost service to track orders and fulfillments, including provider scorecards, consolidated reporting and invoice reconciliation for the lender.

5 Reasons Tech Innovation is a Must Among Mortgage Businesses via @TheMReportNews https://t.co/taWuSxR8ap #fintech… https://t.co/uKaGPwcjZE